:root{
  --ink:#17231f;--muted:#5f6f68;--line:#dfe9e3;--paper:#fbfaf4;--card:#ffffff;--green:#0f766e;--green2:#115e59;--mint:#e8f5ef;--gold:#f5c542;--blue:#153e75;--shadow:0 18px 50px rgba(20,45,35,.10);--radius:22px;
}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65}a{color:var(--green2);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(1120px,calc(100% - 36px));margin:0 auto}.site-top{position:sticky;top:0;z-index:20;background:rgba(251,250,244,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,233,227,.9)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--ink);letter-spacing:-.02em}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:14px;background:linear-gradient(135deg,var(--green),#1ea672);color:white;box-shadow:0 10px 25px rgba(15,118,110,.22)}.nav-links{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:800}.nav-links a{color:#31433c}.mobile-note{display:none}.hero{padding:70px 0 42px}.hero-grid{display:grid;grid-template-columns:1.06fr .94fr;gap:42px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:var(--mint);color:var(--green2);border:1px solid #cce8db;border-radius:999px;padding:7px 12px;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}h1,h2,h3{line-height:1.08;letter-spacing:-.04em;margin:0 0 16px}h1{font-size:clamp(42px,6vw,76px);max-width:850px}h2{font-size:clamp(30px,4vw,48px)}h3{font-size:24px}.lead{font-size:20px;color:#40534b;max-width:690px}.hero-card{background:linear-gradient(145deg,#fff,#f1fbf5);border:1px solid var(--line);border-radius:32px;box-shadow:var(--shadow);padding:28px;position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;right:-80px;top:-90px;width:220px;height:220px;background:radial-gradient(circle,#ffd95d,transparent 65%);opacity:.65}.receipt{position:relative;background:white;border:1px dashed #bad8ca;border-radius:22px;padding:22px;box-shadow:0 12px 30px rgba(24,70,55,.08)}.receipt-row{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid #eef3ef;padding:12px 0;font-weight:750}.receipt-row span:first-child{color:#60736a;font-weight:650}.receipt-row:last-child{border-bottom:0}.savings-total{margin-top:18px;padding:18px;border-radius:18px;background:#0f766e;color:white}.savings-total strong{font-size:34px;display:block;line-height:1}.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:13px 19px;font-weight:900;border:1px solid var(--green2);background:var(--green);color:white;box-shadow:0 10px 24px rgba(15,118,110,.18)}.button.secondary{background:white;color:var(--green2);box-shadow:none}.section{padding:54px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:24px}.section-head p{max-width:560px;color:var(--muted);margin:0}.grid{display:grid;gap:22px}.grid.three{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 12px 32px rgba(20,45,35,.06)}.article-card{display:flex;flex-direction:column;min-height:260px;color:var(--ink);transition:.18s transform,.18s box-shadow}.article-card:hover{transform:translateY(-3px);text-decoration:none;box-shadow:var(--shadow)}.article-art{height:132px;border-radius:18px;margin-bottom:18px;background:linear-gradient(135deg,#def7ec,#fff6c7);position:relative;overflow:hidden}.article-art:after{content:"";position:absolute;inset:auto 18px 18px auto;width:96px;height:96px;border-radius:28px;background:rgba(15,118,110,.16);transform:rotate(12deg)}.tag{font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:var(--green2)}.meta{font-size:13px;color:#6d7d75}.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.trust-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px}.trust-item strong{display:block;margin-bottom:4px}.disclosure-box{background:#10261f;color:#e7fff2;border-radius:28px;padding:30px}.disclosure-box a{color:#fff;text-decoration:underline}.newsletter{background:linear-gradient(135deg,#0f766e,#123d35);color:white;border-radius:34px;padding:36px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.newsletter p{color:#d4f6e8;margin:0}.input-row{display:flex;gap:10px}.input-row input{height:48px;border-radius:999px;border:0;padding:0 16px;min-width:260px}.input-row button{height:48px;border-radius:999px;border:0;padding:0 18px;background:#f6cc4b;font-weight:900;color:#17231f}.footer{margin-top:48px;background:#101c18;color:#d7e2dd;padding:40px 0}.footer a{color:#eaf7f1}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}.footer small{color:#9fb2aa}.article-layout{display:grid;grid-template-columns:minmax(0,720px) 310px;gap:42px;align-items:start}.article-header{padding:62px 0 24px}.article-body{background:#fff;border:1px solid var(--line);border-radius:28px;padding:34px;box-shadow:0 12px 34px rgba(20,45,35,.06)}.article-body h2{font-size:32px;margin-top:34px}.article-body h3{margin-top:26px}.article-body p,.article-body li{color:#3e5149}.note{background:#f1fbf5;border:1px solid #cce8db;border-radius:18px;padding:18px}.sidebar{position:sticky;top:96px}.legal-main{max-width:860px;background:white;border:1px solid var(--line);border-radius:28px;padding:36px;margin:52px auto;box-shadow:var(--shadow)}.legal-main h1{font-size:48px}.legal-main h2{font-size:28px;margin-top:32px}.toc{background:#f7fbf8;border:1px solid var(--line);border-radius:18px;padding:18px;margin:22px 0}.hero-mini{background:#fff;border:1px solid var(--line);border-radius:28px;padding:28px;margin:20px 0}.updated{color:var(--muted);font-size:14px;font-weight:750}@media(max-width:860px){.nav{align-items:flex-start;flex-direction:column;padding:14px 0}.nav-links{flex-wrap:wrap;gap:12px}.hero-grid,.article-layout,.newsletter,.footer-grid{grid-template-columns:1fr}.grid.three,.grid.two,.trust-strip{grid-template-columns:1fr}.section-head{display:block}.sidebar{position:static}.input-row{flex-direction:column}.input-row input{min-width:0;width:100%}.hero{padding-top:42px}.article-body,.legal-main{padding:24px}.footer{margin-top:28px}}


/* Image refresh: less vibe-code card UI, more editorial publication */
.hero-photo{position:relative;min-height:620px;display:flex;align-items:center;background:linear-gradient(90deg,rgba(251,250,244,.98) 0%,rgba(251,250,244,.91) 42%,rgba(251,250,244,.20) 100%),url('/assets/images/hero-savings.jpg') center right/cover no-repeat;border-bottom:1px solid var(--line)}
.hero-copy{max-width:760px;background:rgba(251,250,244,.72);border:1px solid rgba(255,255,255,.65);box-shadow:0 20px 60px rgba(20,45,35,.08);backdrop-filter:blur(7px);border-radius:34px;padding:34px}.hero-copy .lead{max-width:660px}.article-art{display:block;width:100%;height:172px;object-fit:cover;border-radius:18px;margin-bottom:18px;background:#edf4ee}.article-art:after{display:none}.article-card{overflow:hidden}.article-card h3{letter-spacing:-.03em}.article-hero-img{display:block;width:100%;height:auto;max-height:360px;object-fit:cover;border-radius:22px;margin:22px 0 8px;border:1px solid var(--line)}
@media(max-width:860px){.hero-photo{min-height:560px;background:linear-gradient(180deg,rgba(251,250,244,.98) 0%,rgba(251,250,244,.86) 58%,rgba(251,250,244,.30) 100%),url('/assets/images/hero-savings.jpg') center/cover no-repeat}.hero-copy{padding:24px;border-radius:26px}.article-art{height:150px}}